John Kozak, RFC®

With over 24 years of experience, John Kozak has dedicated his career to helping families navigate the complexities of insurance and personal finance. His primary focus is on safely and securely growing wealth, as he believes that sound financial education is essential for achieving a secure retirement in today’s unpredictable financial landscape. For John, financial independence is not merely a goal; it is a necessity.

As the eldest of two boys, John graduated from Clearwater Christian College with a degree in Education. His diverse background as an educator, business owner, and family man, provides him with a unique perspective on the importance of personal financial planning. His mission is to help his clients avoid the pitfalls of the Wall Street roller coaster and instead build wealth safely and securely, regardless of past investment performance. Additionally, John is a 13-year military veteran and a 35-year firefighter, experiences that have instilled in him a deep satisfaction in serving others.

John has been married to Claudia since 1985, residing in Central Ohio. Together they have four children and six grandchildren. His passion for protecting lives and property drives his commitment to a family’s financial security.

“I joined Thorngate Financial because, as someone with pension income, I understand the value of Income for Life. The methods used by Thorngate Financial gave me the tools to create that same potential for people with traditional retirement accounts. My goal is to share this knowledge and be a trusted resource of financial information to my clients so that they can realize their best retirement!”